The Rueth Team 750 W Hampden Ave Suite 500 Englewood, CO 80110
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FHA (Federal Housing Administration) Loan

FHA Loan

If you need to maximize your income limits, have credit challenges, need a co-signer or down payment assistance, an FHA home loan may be the right answer for you. Home loans provided by the Federal Housing Administration (FHA) can make it easier for you to buy or refinance a home.

Flexible approval guidelines include:

As low as 3.5% down payment
Fixed and adjustable rate mortgages
As low as 580 credit scores with compensating factors
FHA Loans on 1-4 unit properties while allowing the use of rental income to qualify
Down Payment can be gifted from family or employer

The more flexible guidelines allow borrowers who may not qualify for a conventional loan to refinance and consolidate debts into a low, fixed-rate loan.


Have a fixer upper?  Take advantage of our FHA 203k and 203ks Renovation Loans, ask us how.

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