Tonja Spencer has over 20 years of experience in the mortgage business, from Processing to Servicing. As a Loan Processor for the Rueth Team, Tonja reviews the loan for accuracy and consistency of story and is a primary point of contact for every client. Tonja truly enjoys interacting with borrowers at every stage of the mortgage process. She is very passionate about providing excellent service to our clients and ensuring the path to closing is smooth and effortless. Tonja is a native to Colorado and enjoys all of what the state has to offer from sports to outdoor activities.